Merging Lives = Merging Credit Histories.
In this day and age, credit scores mean everything. They determine whether you can buy a home, buy a car, get a job, start a business, get an apartment, or even get a cell phone for a reasonable price.
You may have perfect credit, but perhaps your fiance has a low credit score. Maybe your fiance has perfect credit, and yours is less than stellar. The fact of the matter is that when you marry, you merge not only your emotional lives, but your financial history.
Many newly-married couples want to purchase a home or a vehicle but their combined credit scores make the interest rate much higher than what they can afford or worse yet, impossible to secure a fixed-interest mortgage.
Perhaps a new family means increased responsibility and the need for more income. Fair or not, many employers use credit histories as a pre-condition for hiring, especially in high-paying positions that require the handling of money.
Don't let a low combined credit score keep you and your spouse away from achieving your dreams. Max Credit Express Credit Repair can help!
Choosing the Right Company
As more and more credit correction companies are getting into business, choosing the right one to help you restore your credit and credit rating is a serious and somewhat complicated decision. We know and understand how devastating negative credit can really impact just about every aspect of our lives. So when considering which company you will place your trust and confidence with, you want to be very sure that it is the best one for you and your goals.
Max Credit Express of El Paso philosophy has always been to seek the highest level of customer satisfaction obtainable. First, and most importantly, each client's situation will be treated individually and the work being done will be "personalized", not computerized. Second, we are always working very diligently to stay informed of the laws that govern our procedures and strategies so we can consistently provide our clients with the best service available.
It is amazing how many negative items are removed from consumer credit reports each day because they cannot be verified, whether they are accurate or not. Even after a bankruptcy, whether a Chapter 7 or 13, and regardless of how much or little time has elapsed, your credit report can be repaired. It's True! You can be on the road of recovery much sooner than you may think.
By law, you are allowed to challenge and dispute items on your credit report that are in error or that you don't agree with. If you challenge these items correctly, the credit bureaus must investigate and prove their validity. If they cannot, the items in question must be removed. Disputing negative items in conjunction with the Fair Credit Reporting Act of 1970, and the newly amended FACTA, is the only way to repair your credit legally and permanently. Max Credit Express of El Paso specializes in helping people just like you return to the "mainstream" of credit lending.
Consider this: The FCRA of 1970, and the newly amended FACTA are very complex laws. So wouldn’t it really make more sense to have a legal firm perform this work especially when it is of such importance? Of course it does. So please take your time and browse through our website. This website offers invaluable information that can help you make your best decision. Don't be deceived in thinking that all "Credit Repair" agencies are alike. They're not! We have developed a very unique system that has proven to work exceptionally well, time and time again, regardless of your credit circumstances. And due to the current cost effectiveness of internet marketing, only now are we able to offer such affordable payment plans.
We are licensed, bonded, and registered with the State of Texas. Documents are available upon request.