FirstLight can help you on your big day- and we’ll tell you how…
Budgeting for the Big Day
Planning for the day you say “I do” can be daunting and overwhelming. There are a lot of things to think about including flowers, venues, attire, invitations, food, music, even the dreaded guest list! The list can go on and on, and your fictional (for now) checkbook can definitely get thinner and thinner, too.
With all those factors to consider, you need to find the funds- fast! Fortunately, FirstLight Federal Credit Union is the savior to your wedding woes!
Start Saving!
Most of us get engaged and bask in the bliss for a bit before we start planning for the plunge. Usually, a year to plan is the customary time frame. Here at FirstLight, we have many options to help you save and make your money grow. When planning a wedding, you need the most bang for your buck, so consider FirstLight’s many saving options! Click Here to start saving!
Share Certificates are better than CD’s at a regular bank. They come in terms of 90 days to five years and offer a guaranteed investment with a premium rate of return. Because they are on a fixed term, they can’t be withdrawn, thus making the dividend rate much higher than regular savings accounts. That will be sure to make your money grow the fastest way possible so you can head to the caterer and put your 50% down!
Money Market Accounts pay a high dividend rates with a daily balance of $2,500 and has 3 tiers that determine your rate of return. Finally, with this account, dividends are paid out monthly, so you can keep a watchful eye on the growth of your cash. With this product, you’ll be sure to get brownie points with the future hubby for being so money-wise.
DreamBuilder Share Certificates are designed for you to save money gradually, safely, and conveniently at a higher return than a regular savings account. It can be started with only $5 and is built up by scheduling regular payments into the certificate each month. This product is a no brainer, perfect for busy brides!
Lending Always Pays!
Spontaneity is extremely romantic. When you are too in love to wait a year, more short term options to pay for your dream nuptials are available at our Credit Union.
Signature loans are always a good option to get cash in a rush. These loans can be used for anything- the flowers, the dress, the DJ, 50% deposits… you name it! Since you will be a member of our credit union, you will get a fantastic interest rate on our signature loans, which will make any blushing bride smile.
Credit Cards are also a quick fix to any wedding on the run! We have cards that ask for no annual fee, have world wide acceptance, offer ATM access, and of course, a great low APR. So, when it’s time to worry about what to give the bridesmaids, don’t worry about where you’ll get the cash. FirstLight Federal Credit Union always has you covered.
Planning your wedding can be a staggering and seemingly expensive endeavor. Luckily, FirstLight is here to help. Whatever your financial needs, no matter how unique, we will find the best fit for you with any of our products and services. We urge you to give us a try. We are sure that you will be completely pleased and stress free… at least where your checkbook is concerned. Visit us at www.firstlightfcu.org or visit any of our branches to speak to a member service representative to find out more! You can also call us at 1-800-351-1670.